PM Vidya Lakshmi Portal Application Form 2024, Colleges List: Government of India, prime Minister Narendra Modi launched the PM Vidhyalaxmi Scheme phone this Wednesday as a new Central sector scheme. The primary objective of the PM Vidhyalaxmi Scheme is to provide financial assistance to students so that financial constraints do not harm or bother them in pursuing their higher education. All those candidates who want to know the PM Vidya Lakshmi portal application form, eligibility requirements how they can apply. So they need to read out the whole article till then to get all the important details.
This scheme was introduced by the Central Government of India in order to provide financial support to the students who wants to pursue their higher education. This scheme aims to provide financial assistance and will be available to India stop quality higher education Institutions based on NIRF rankings. All The Eligible Institutions include all government and private ranked within the top hundred across overall category-specific and domain-specific. Initially, 860 qualifying institutions covering more than 2.2 million students will be included under PM Vidyalakshmi scheme.
What is the PM Vidya Lakshmi scheme?
PM Vidhyalaxmi Scheme is an initiative of the Central Sector Interest Subsidy (CSIS) and Credit Guarantee Fund Scheme for education loans (CGFSEL). This scheme family focuses on providing quality higher education for the students. Vidya Lakshmi is available to India to stop quality high-education Institutions based on NIRF rankings. All is well Institutions include all government private ranked within the top 100 overall, categories specific and domain-specific, state government HEIs ranked between 101 to 200. Initially, 860 qualifying Institutions covering more than 2.2 million students will be included in the Vidya Lakshmi scheme providing access to benefits for interested students.
Quick highlights:
| Scheme Name | PM Vidya Lakshmi scheme |
| Topic | PM Vidya Lakshmi portal application form |
| Year | 2024 |
| Launched by | Government of India |
| Announced by | Prime Minister Narendra Modi |
| Eligibility criteria | students studying in higher education institutions |
| Application Process | Online |
| Official website | vidyalakshmi.co.in |
PM Vidya Lakshmi portal application form
Before providing information about how to submit the PM Vidya Lakshmi portal application form. We want the user to know important facts about primary education. In India, many children are receiving free primary education. However, many students are not getting higher education due to financial constraints. Many students are unable to fulfill their dreams of higher education due to a lack of funds. To solve this problem government has introduced the PM Vidya Lakshmi portal application form 2024. No students can get education loans up to 10 lakh without any guarantor. Union Cabinet has approved the scheme in the meeting. A scheme has been launched to provide education loans up to 10 lakh without a guarantor. The Cabinet meeting chaired by Prime Minister Narendra Modi has approved the scheme. There are more than 22 lakh students from 860 higher education Institutions will benefit from the scheme.
Important dates:
Important dates for PM Vidya Lakshmi portal application form:
| Starting date of application | Already Started |
| Last date of application | to be announced soon |
Important facts about PM Vidya Lakshmi portal application form:
- The students from families with annual incomes less than 8 lakh or eligible to get loans up to 10 lakh.
- The government will provide a 3% interest subsidy on this loan.
- Students who have been admitted to higher education institutions are eligible.
- No there is no need for a guarantor to take a loan.
- This scheme is an extension of national education policy.
Who is eligible?
There are some eligibility requirements that you need below:
- Family income – The assembly income of the students should be less than 8 lakh per annum.
- Admission to higher education – Students must be admitted to an institution to have an all-India ranking of 100 or less or a state ranking of 200 or less in the NIRF ranking. Constitution should be a government institution.
- Every year 1 lakh students will get benefits under the PM Vidya Lakshmi scheme.
Required documents:
- Aadhar card
- Bank account details
- Passport size photograph
- Post office account details
- Education qualification details
- Age limit
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How to apply for the PM Vidya Lakshmi portal application form
Applications for the Prime Minister Vidyalakshmi screen can be submitted at the official website. Follow the below mention instructions as listed below.
- First of all, visit the official website.
- On the home page contain need to select the “PM Vidya Lakshmi portal application form” option.
- In the application provide all the required information.
- Upload the necessary documents.
- Complete your application form.
- Submit all the details.
- Take a printout for future reference.
Total budget:
As per the government, for the smooth implementation of this scheme government has announced Rs 3600 crore.
Selection criteria of colleges under the PM Vidya Lakshmi scheme
- The students selected under this came based on Eligibility requirements.
- The students are permanent citizens of India.
- A candidate whose annual income is less than 8 lakh.
- The student must video editor students.
- Students studying in the top 100 NIRF-ranking colleges in India.
How to check the pm Vidyalakshmi scheme colleges list?
Follow the below-mentioned simple steps:
- First of all, contain needs to visit the official website.
- On the homepage, you need to select “PM Vidya Lakshmi Colleges list.
- For this, you can visit the NIRF Website.
- Ring now you will get direct links for different categories of colleges like engineering Medical and Dental.
- Students can check the college’s list as per their category.
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How to download the PM Vidyalakshmi scheme colleges list
You will get a direct link to download the college’s list.
FAQs
What is PM Vidya Lakshmi’s education loan yojana?
Vidya Laxmi scheme, any student who gets admission to quality higher education institutions (HEIs) will be eligible to get collateral-free, guarantor-free loans from banks and financial institutions.
Who is eligible for Vidya Lakshmi’s loan?
Check eligibility from above.
How to apply online for PM Vidya Lakshmi Yojana?
Submit your application from the official website.